Life Insurance Corporation of India (LIC) regularly introduces insurance policies for various sections of society. The government-owned insurance company recently launched a new scheme for women, offering a minimum benefit of ₹7000 per month. This scheme, called Bima Sakhi, was inaugurated by Prime Minister Narendra Modi on Monday. The primary goal of this scheme is to empower women financially. This article will share all the details about this new LIC plan, including its features and updates.
The Bima Sakhi scheme aims to recruit 100,000 Bima Sakhi within a year, allowing rural women to become insurance agents, earn a livelihood, and raise awareness about insurance in rural areas. This initiative is expected to create new job opportunities for women in villages and improve insurance access in underserved regions of India.
Special Features of the Scheme
1. Stipend and Commission:
Women participating in the scheme will receive a fixed stipend for the first three years, in addition to earning a commission on policy sales.
The estimated monthly income for women starts from ₹7,000.
2. Stipend Breakdown:
- First year: ₹7,000 per month.
- Second year: ₹6,000 per month.
- Third year: ₹5,000 per month.
3. Incentives for Sales Targets:
Women meeting or exceeding sales targets will earn additional commission-based incentives.
4. Training and Flexibility:
- Freedom to work as per convenience.
- LIC will provide special training and financial literacy support.
- Graduate Bima Sakhis will have opportunities to work as LIC agents and may qualify for the role of Development Officer.
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Eligibility Criteria
- Age Requirement: 18 to 50 years.
- Educational Qualification: Minimum of 10th pass.
- Preference: Women residing in rural areas.
- Exclusions: Relatives of existing LIC agents and employees are ineligible.
Objectives of the Bima Sakhi Scheme
- Promote financial independence among women.
- Encourage women’s participation in the insurance and financial services sector.
- Enhance financial literacy and empower women economically.
How to Apply for LIC Bima Sakhi Yojana
Follow these steps to apply for the scheme:
- Visit LIC Website
- Open the official website of Life Insurance Corporation of India (LIC).
- Click on the Application Link
- On the homepage, select “Apply for Bima Sakhi Yojana” (licindia.in/test2).
- Fill the Form
- Enter your details, such as name, date of birth, address, and other required information.
- Complete the captcha code and click “Submit.”
- Select State and District
- Provide the name of your state and district in the next section and click “Next.”
- Choose Your City and Branch
- Select your preferred LIC branch from the options provided under your district.
- Click “Submit Lead Form.”
- Submission Confirmation
- After successfully submitting the form, a confirmation message will appear on your screen, and details will be sent to your mobile number.
Responsibilities of a Bima Sakhi
- Insurance Agent Role
- Bima Sakhis will work as LIC career agents, selling insurance policies at their convenience.
- Policy Sales Targets
- First Year: Sell at least 1 policy per month.
- Second Year: Sell at least 2 policies per month.
- Third Year: Sell at least 3 policies per month.
