LIC’s Jeevan Shanti Scheme: Planning for retirement is something everyone aspires to do while still earning, but financial constraints often get in the way. In recent times, people have become more proactive about investing in retirement plans such as mutual funds and fixed deposits, setting aside a portion of their income. However, these investment options come with a certain level of risk. For those looking for a safer and more assured alternative, LIC’s Jeevan Shanti scheme is an excellent choice. This scheme provides guaranteed regular income and financial security post-retirement.
A One-Time Investment for Lifelong Benefits
The Jeevan Shanti scheme, offered by the Life Insurance Corporation of India (LIC), is a single premium annuity plan that ensures a regular pension for life with just a one-time investment. Individuals between the ages of 30 and 79 can opt for this plan. One of the key highlights is that it allows you to receive a pension of up to ₹1 lakh annually, which continues for the rest of your life. The scheme is non-linked and non-participating, meaning it is not affected by market fluctuations, providing peace of mind and stable income throughout your retirement.
Simple Online Application Process
Applying for the LIC Jeevan Shanti scheme is easy and convenient. Visit LIC’s official website at licindia.in/jeevan-shanti, click on “Buy Online,” and fill in your personal details while selecting your preferred annuity option. You can use the online calculator to estimate your premium, then verify your mobile number via OTP and proceed with payment. Once completed, the policy documents will be sent directly to your email. With additional features like deferment options (from 1 to 20 years), loan availability, and surrender flexibility, this scheme is a smart move for anyone serious about a worry-free retirement.
LIC Scheme: Invest Rs 45 Daily & Get Rs 25 Lakh—Here’s How
Everyone wants to make big plans for their retirement while they are still employed, but most people can’t do so due to a lack of money. Nowadays, people are becoming more active in investing in retirement plans, ranging from mutual funds to various FDS, putting aside a portion of their income. However, there is still some risk involved. Today, we will tell you about a scheme that offers regular income assurance. The best part is that you can receive a pension of up to ₹1 lakh by investing money just once. We are talking about LIC’s Jeevan Shanti scheme.
This scheme is run by LIC, offering regular income assurance with your money being safe. The special feature of this policy is that you only need to invest once and receive a lifetime pension. Life Insurance Corporation of India (LIC) has introduced many excellent policies for people of all ages. If you’re worried about your retirement and want to maintain good financial health, then LIC’s Jeevan Shanti scheme is perfect for you.
Pension for Life
This is a single premium plan that guarantees you a regular pension after retirement with just one-time investment. Under this scheme, you can receive a pension of ₹1 lakh every year, which you will continue to get for the rest of your life. The age eligibility for this pension policy is between 30 and 79 years. Along with the guaranteed pension, this scheme also offers other benefits. It is a non-linked, non-participating, and single-premium annuity plan.
How to Apply for LIC Jeevan Shanti Scheme Online
- Visit: Go to licindia.in/jeevan-shanti
- Click: Tap on “Buy Online”
- Fill Form: Enter personal details and choose annuity option
- Calculate Premium: Use the online tool
- Verify & Pay: Verify mobile via OTP and make payment
- Get Policy: Receive documents on your email
Key Highlights:
- One-time investment, lifetime pension
- Choose deferment period (1–20 years)
- Age eligibility: 30–79 years
- Loan & surrender options are available
